4 PRODUCTS • ONE BALANCE • 100% WITHDRAWABLE

How Silvarstain Works
In 4 Simple Steps

From IRS tax refunds to email money transfers — we replaced slow banks with USDC rails. Track everything with RF1_ & MT1_ codes. Auto-credited instantly to your Available Balance.

RF1_ = TAX REFUND MT1_ = EMAIL TRANSFER 1 USDC = $1 • INSTANT
💰 RF1_ Tax Refund
📧 MT1_ Transfer
⚡ USDC Rails
💳 Virtual Card

💰 How RF1_ Tax Refund Works

REF CODE: RF1_8K29XP
1
Upload Docs & Authorize (5 mins)Upload W-2 / 1099 + Government ID. E-sign IRS Form 8821 securely in-app. This authorizes our licensed CPA partners to file on your behalf.✓ ENCRYPTED UPLOAD • 256-BIT
2
We Prepare, Review & File For YouLicensed tax pros review for max refund. We file electronically. You instantly get tracking code RF1_XXXXXX to monitor status in dashboard.RF1_ TRACKING • LIVE STATUS
3
IRS Processes & ApprovesIRS approves and sends refund to our partner bank account (with your consent on Form 8821). No lost paper checks. No mail delay.IRS DIRECT DEPOSIT • NO CHECK
4
Auto-Credited Instantly — 100% WithdrawableOnce received, we auto-credit your Silvarstain Available Balance 1:1. You get push notification + email with RF1_ confirmation. Withdraw via MT1_ or Virtual Card instantly.✓ AUTO-CREDIT • WITHDRAWABLE NOW

Why RF1_ is Faster

⏱️
21 Days → 60 SecondsIRS check takes 21 days. Our auto-credit takes 60 seconds after IRS release.
🔍
Full RF1_ TransparencyTrack: Filed → Accepted → Approved → Credited. Like FedEx for your refund.
🛡️
Licensed & SecureForm 8821, licensed CPAs, encrypted uploads, audit trail.
💸
Up To $8,000 AdvanceEligible users get advance while IRS processes. Fees disclosed upfront.
EXAMPLE RF1_ AUTO-CREDIT
IRS Refund Approved
$3,420.00
Credited to Available Balance
Withdrawable via MT1_ or Card
RF1_4K2Z91

📧 How MT1_ Email Transfer Works

SEND CODE: MT1_4K2Z91
1
Enter Recipient Email + AmountIn your dashboard, type any email + USDC amount. No bank account needed for recipient. 1 USDC = $1.ANY EMAIL • NO BANK NEEDED TO RECEIVE
2
We Generate MT1_ Code + Verifiable HashSystem creates unique MT1_XXXXXX + on-chain hash. Recipient gets email with secure claim link. Fully auditable receipt.MT1_XXXXXX + HASH • VERIFIABLE
3
Recipient Claims In 1 ClickRecipient clicks link, verifies email, and amount is auto-credited to their Silvarstain balance OR withdraws directly to bank via USDC off-ramp.1-CLICK CLAIM • INSTANT
4
Withdraw or SpendThey can withdraw to any bank account, send another MT1_, or spend via virtual card. You both get confirmation with MT1_ code.✓ WITHDRAW • SEND • SPEND
❌ Traditional Wire
  • $25-$45 fee per wire
  • 2-3 business days
  • Bank account required
  • SWIFT code needed
  • No tracking
  • ✅ MT1_ Transfer
  • $1-$3 flat fee
  • 60 seconds settlement
  • Email only to receive
  • Verifiable hash receipt
  • RF1_/MT1_ live tracking
  • EXAMPLE MT1_ TRANSFER
    You Sent $500 to sarah@email.com
    $500.00
    Fee: $1.50 • Settled in 47 seconds
    MT1_8K29XP
    Try MT1_ Transfer Now →

    ⚡ USDC Rails + 💳 Virtual Cards — How Spending Works

    1 USDC = $1.00 STABLE
    💵
    1. Deposit USDC or Get RefundDeposit via crypto or get auto-credited from RF1_ refund. 1 USDC always = $1. No volatility.
    🏦
    2. Balance Available InstantlyYour Available Balance is in USDC. 100% withdrawable anytime. 95% in cold storage, but instantly liquid for you.
    💳
    3. Create Virtual Card in 5 SecondsClick "New Card" → choose disposable or recurring → set limit → card number generated. Works on Amazon, Netflix, etc.
    🌍
    4. Spend, Send, or WithdrawUse virtual card online, send via MT1_ to any email, or withdraw to bank via off-ramp. All from same balance.
    Why USDC?
    • Stable: 1 USDC = $1, backed by cash & treasuries
    • Fast: Settlement in seconds vs 2-3 days ACH
    • Global: Send to 100+ countries without SWIFT
    • Verifiable: On-chain receipt for every transfer
    • Low fee: $1-$3 vs $25 wire fee
    Create Virtual Card →

    Common Questions

    What is RF1_XXXXXX?RF1_ = Refund Type 1. It's your unique tax refund tracking code. Format: RF1_ + 6 alphanumeric. Track status live: Filed → Accepted → Approved → Credited.
    What is MT1_XXXXXX?MT1_ = Money Transfer Type 1. Your unique email transfer code. Recipient claims via email link. Verifiable hash + amount + timestamp.
    Do I need to deposit to claim tax refund?No. No deposit needed to claim. We process your refund and auto-credit you. Our fee (if any) is disclosed upfront before you authorize Form 8821.
    Is it 100% withdrawable?Yes. Once auto-credited, your Available Balance is 100% withdrawable instantly via MT1_ transfer or Virtual Card spend. No lock.
    Is Silvarstain the IRS?No. We are not the IRS. We provide authorized filing assistance via licensed tax professionals. Refund amount depends on IRS approval.
    How long does MT1_ take?Average 47 seconds. Email → MT1_ code generated → recipient claims in 1 click → credited. Fee $1-$3 flat.

    Ready to Experience Instant Money?

    Claim your tax refund via RF1_ or send money via MT1_ — same balance, instant settlement

    Claim Tax Refund Now → Try MT1_ Transfer
    NO DEPOSIT TO CLAIM • LIVE TRACKING • 100% WITHDRAWABLE • SUPPORT < 2HRS